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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

Housing Advice and Programs

This past week, the average 30-year mortgage rate climbed to over 7%. In 2022, mortgage rates more than doubled while housing prices remained high. These trends reflect some of the challenges of finding affordable housing in 2023. The issue of a...

A Comprehensive Guide to Affordable Housing Programs Across the United States

You've probably heard about rising housing costs, the increased demand that can't be satisfied by supply, and a growing problem sweeping the United States. When it comes to affordable ...

Exploring & Understanding Mortgage Loan Modifications to Retain Your Home

Financial problems like job loss, illness, or divorce can make it hard for homeowners to pay their mortgage. If you’re having trouble making your monthly payments, a mortgage loan modification m...

5 Things You Shouldn't Ignore When Buying a House

Buying a house is a great way to create wealth. Nevertheless, navigating the process can be tricky if you don't know which elements to prioritize and what not to worry about. Fortunately, understanding the features to ...

Tiny, Fold-Up Homes Increase Position to Provide Housing Solutions

When Elon Musk purchased Twitter for over $40 billion dollars, the world was pretty polarized on the news. Though not so much because one person was buying the world's biggest social media platform, but ...

Exploring Government-Backed Loans for First-Time Homebuyers

The housing market is constantly changing and more first-time homebuyers are opting for government loans to purchase their initial properties. According to the Mortgage Bankers Association (MBA), there is a nota...

HUD's $10 Million Empowerment Grants for Struggling Communities

In a significant move toward equality in housing, the U.S. Department of Housing and Urban Development (HUD) has announced a substantial $10 million grant program aimed at bolstering housing counseling agencies...

How Will HUD Changes Impact Seniors in the U.S.?

In America, the number of older adults is on the rise, with about 55.8 million people, or one out of six, being 65 or older as of 2020. A recent study from the Urban Institute has shone a light on how budget cuts to the De...

Homeowners Might Save A Lot on Taxes Thanks to a New Law

There's a bit of positive news for people who own their homes: thanks to a new law, they could start saving a lot more on their taxes. This change is a part of a big new bill that has made some adjustments to gove...