Housing Insights Central

In response to the devastation left by Hurricane Beryl in Texas during early July 2024, the United States Department of Housing and Urban Development (HUD) has activated a series of federal disaster assi...

Mortgage refinancing is often touted as a way for homeowners to lower their housing costs. However, refinancing only makes financial sense under certain circumstances. Here's some gu...

In response to the escalating costs of homes nationwide, United Wholesale Mortgage (UWM), led by Mat Ishba, a mogul in the industry, has launched an inventive mortgage product that requires no down ...

California has a program called the California Climate Credit that helps residents save money on their utility bills. This credit is given as a discount directly on your electricity or natural gas bill with no extra paperwor...

Owning a home is a big part of the American dream, but sometimes, financial troubles can make it hard to keep up with mortgage payments. If you're struggling to make your payments, or you're worried you might fall be...

The Good Neighbor Next Door program gives qualified individuals an opportunity to purchase homes with a significant 50 percent discount. It's intended to encourage community helpers to move into the same communities that they provide a serv...

Foremost, you should never pay for a grant service. Applying for a federal grant is free. Many sites will offer a grant writing service or promise that you have a better chance to be approved for a grant if you put down your credit card. This is a...

Interested in getting a bargain on a home? You might consider buying a condemned property, though these come with challenges. Let's break down what a condemned house is, why one might be condemned, and what po...

Finding affordable housing can be daunting, especially in today's competitive market. Whether you're a first-time homebuyer, looking to rent, or seeking help through housing programs, it's crucia...